Your money,
your data.
We never sell it.
Track spending, plan budgets, and grow your net worth - without surrendering your financial data to advertisers and data brokers.
Everything you need
Budget tracking
Set monthly budgets by category. Zero-based, 50/30/20, or pay-yourself-first.
Net worth tracking
All accounts in one place. Track assets, debts, and trends over time.
Recurring detection
Automatically finds subscriptions and bills. Get notified before charges hit.
Account aggregation
Connect banks, cards, loans, and investments securely. Or add accounts manually.
Zero-Surveillance Analytics
Identify subscriptions and anomalies locally. Data never leaves your device unencrypted.
See the difference
60% of budgeting apps share data with third parties.
The typical approach
- You connect your bank accounts
- Your spending patterns are sold to data brokers
- Advertisers build a financial profile of your behavior
- You receive targeted credit card and loan offers
- Your data persists even after you delete the app
The PseudoFi approach
- You connect your bank accounts
- Your data stays in your account and is never shared
- AI features are opt-in - you initiate every interaction
- You see the exact data sent before it reaches AI
- Delete your account and everything goes with it
AI Transparency
"account": "Chase Sapphire ****4821",
"merchant": "Whole Foods Market #1842",
"amount": -127.43,
"category": "Groceries"
}
"account": "Account 1 (credit card)",
"merchant": "Whole Foods",
"amount": -127.43,
"category": "Groceries"
}
- 01User-initiated onlyAI models run only when you explicitly ask them to.
- 02See what AI seesFull visibility into the exact payload sent for processing.
- 03Sanitized by defaultAccount names, institutions, and identifying details are stripped. Financial amounts and categories are preserved for accuracy.
- 04Your insights stay yoursWe never sell or share your financial data with advertisers or data brokers. When you use AI features, your data is sanitized to remove identifying details before processing.
Built on principles
Subscription Supported
Our incentives align with you, not advertisers.
No ads. No data brokers.
We don't serve ads or sell your data. We use privacy-respecting analytics for product improvement only - no financial data included.
1-Click Deletion
Erase your entire account and data anytime.
Data Portability
Export to CSV/JSON. No vendor lock-in.
Respectful Analytics
Privacy-first monitoring for app health only.
We design our systems to minimize data exposure and give you control. No system is perfectly secure.